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Insured Person
Seasonal Factory
Principal Employer
Immediate Employer
Employment injury
Average daily wages 
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Principal Employer

Principal employer means
  • in a factory, the owner or occupier of the factory, and includes the managing agent of such owner or occupier, the legal representative of a deceased owner or occupier and where a person has been named as the manager of the factory under the Factories Act , 1948 the person so named.
  • In any establishment under the control of any department of any government in India, the authority appointed by such government in this behalf or where no authority is so appointed, the head of the department;
  • In any other establishment, any person responsible for the supervision and control of the establishment;
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Immediate employer
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When an IP dies as a result of an employment injury, the body of the insured person shall be disposed of until the body has been examined by an IMO, who will also arrange a postmortem examination, if necessary.   

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